Intellect Digital Lending, IDL 20
In recent times, the lending market has been seeing disruption by a wide variety of fintech and big tech organisations that see an opportunity to transform businesses to be seamless through digital technology and innovative design. Traditional lenders on the other hand, are also willing to experiment with new digital options to provide a far more unified, flexible and efficient approach to the lending business.
Across the spectrum of lending institutions, there is a need for multi-channel, self-service digital lending and leasing products, that harnesses these advancements in technology to offer superlative experience to their customers.
IDL 20 is a comprehensive digital credit management system designed to meet the ever changing needs of credit seekers as well as financial institutions. It empowers FIs to offer both commoditised specialised credit products across all business segments including Retail, Corporate, SME and Agri.
Built on an 'Always On, Always Aware' concept, the system allows banks to deliver a truly digital, real-time solution to their customers. Banks are empowered to make real time informed credit decision giving customers access to a 360 degree view of their credit portfolio. IDL 20 is designed on DIY principle that allows banks to create their own products anytime, anywhere and its fully automated robust architecture ensures lower cost of operation by driving higher efficiency.
Our Prestigious Clients
We value our clients and are committed to provide innovative solutions for all their needs.
Product Highlights
Credit origination
In-principle loan approval in minutes.
Omnichannel with save & resume functionality.
Pre-configurable workflows suiting business requirements.
Loan servicing
Design & launch new products.
Personalise loan product.
Risk optimisation.
Digital experience
Real-time tracking and customer updates.
Anytime, anywhere banking.
Decisions on the go with insta-alerts deviations.
Debt management
Increase collections with segment based strategies.
Hyper efficient field mobility module.
Optimising risks with real-time informed decisions.
Collateral & limits management
Real-time comprehensive view of risk.
Revaluation of financial collateral.
Optimised for cost savings.
Success Stories
Keeping the customer at the center .
Hassan Hussein
Chairman, El Taamir
Intellect has played a strategic role in digitalizing our lending operations. Their global expertise and world class product portfolio helps us provide a seamless and real time experience to our customers, the elimination of manual input and manual interpretation of each transaction and any human deviation from established policies and procedures. Today, Intellect has streamlined the complete process from the day the client walks-in to the time the loan is granted. This is a big achievement for us. The immediate visible benefit is that we have been able to reduce processing time by half and are in a position to roll out new products very quickly to our customers.
John Bell
CEO, Khan Bank
We have chosen Intellect Debt Management System to automate and centralise our operations across branches due to its strong functionalities, such as managing collections across various types of loans. The solution's versatile parameterization ensures a high degree of suitability and flexibility for our business. We believe this implementation will ensure effective collection strategies for us and help build a high-performance organisation.
Hasan Unal
Deputy General Manager, Halk Bank
We have chosen Intellect to automate our Debt Management Processes. We found Intellect Debt Management solution to be functionally rich with faster implementation cycle and global best practices; this strong value proposition made this our compelling choice. We believe this transformation initiative will ensure effective collection strategies for us and deliver value-driven experience to our customers.
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