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Digital Lending Platform

End-to-end Credit Lifecycle Management
Instant Credit. Microsegmentation. Risk Optimisation.

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Digital Lending

Intellect Digital Lending, IDL 20

In recent times, the lending market has been seeing disruption by a wide variety of fintech and big tech organisations that see an opportunity to transform businesses to be seamless through digital technology and innovative design. Traditional lenders on the other hand, are also willing to experiment with new digital options to provide a far more unified, flexible and efficient approach to the lending business.

Across the spectrum of lending institutions, there is a need for multi-channel, self-service digital lending and leasing products, that harnesses these advancements in technology to offer superlative experience to their customers.

IDL 20 is a comprehensive digital credit management system designed to meet the ever changing needs of credit seekers as well as financial institutions. It empowers FIs to offer both commoditised specialised credit products across all business segments including Retail, Corporate, SME and Agri.

Built on an 'Always On, Always Aware' concept, the system allows banks to deliver a truly digital, real-time solution to their customers. Banks are empowered to make real time informed credit decision giving customers access to a 360 degree view of their credit portfolio. IDL 20 is designed on DIY principle that allows banks to create their own products anytime, anywhere and its fully automated robust architecture ensures lower cost of operation by driving higher efficiency.

 

about-product

Our Prestigious Clients

We value our clients and are committed to provide innovative solutions for all their needs.

Product Highlights

Credit origination

In-principle loan approval in minutes.

Omnichannel with save & resume functionality.

Pre-configurable workflows suiting business requirements.

 

Loan servicing

Design & launch new products.

Personalise loan product.

Risk optimisation.

 

Digital experience

Real-time tracking and customer updates.

Anytime, anywhere banking.

Decisions on the go with insta-alerts deviations.

 

Debt management

Increase collections with segment based strategies.

Hyper efficient field mobility module.

Optimising risks with real-time informed decisions.

 

Collateral & limits management

Real-time comprehensive view of risk.

Revaluation of financial collateral.

Optimised for cost savings.

 

Accolades

Driving customer value & market leadership.

CEB TowerGroup

Intellect Origination profiled amongst leading consumer loan origination system providers in CEB TowerGroup analyst report "The Lending Evolution: Preparing for the Sustainable Consumer Lending Growth"

IDC FinTech Real Results

Intellect ranked #1 "Overall Winner" & #1 in "Enterprise Efficiency"@ IDC FinTech Real Results Awards for Lending Suite Implementation @ Ahli Bank. IDC

IBS Intelligence

Intellect Lending named amongst "Well-Established Specialists with Front-Back office Lending Systems"

AITE

Intellect Loan Origination System (LOS) featured amongst Systems for Automating Commercial Lending in Aite's report "Automating Commercial Lending Do's and Don'ts, and How much You'll Make"

CEB TowerGroup

Intellect Debt Management recognized as a "best-in-class" solution for enterprise support in CEB TowerGroup analyst report evaluating loan collections systems in retail banking (2016)

Global Collateral Management

Intellect Collateral and Limits Management System & Intellect Quantum Collateral Management System (QCMS) featured amongst Global Collateral Management Stand-Alone Technology Vendors

CELENT

MAFF wins Celent Model Bank Award 2018 for Implementation of Online Portal for Corporate Card Program for Instant issuance of Credit Card

The Asian Banker

Gulf Bank Kuwait Wins 'Credit Risk Technology Implementation of the Year in the Middle East and Africa' from The Asian Banker after implementation of Intellect Debt Management

Success Stories

Keeping the customer at the center .

Hassan Hussein

Chairman, El Taamir

Intellect has played a strategic role in digitalizing our lending operations. Their global expertise and world class product portfolio helps us provide a seamless and real time experience to our customers, the elimination of manual input and manual interpretation of each transaction and any human deviation from established policies and procedures. Today, Intellect has streamlined the complete process from the day the client walks-in to the time the loan is granted. This is a big achievement for us. The immediate visible benefit is that we have been able to reduce processing time by half and are in a position to roll out new products very quickly to our customers.

 

John Bell

CEO, Khan Bank

We have chosen Intellect Debt Management System to automate and centralise our operations across branches due to its strong functionalities, such as managing collections across various types of loans. The solution's versatile parameterization ensures a high degree of suitability and flexibility for our business. We believe this implementation will ensure effective collection strategies for us and help build a high-performance organisation.

 

Hasan Unal

Deputy General Manager, Halk Bank

We have chosen Intellect to automate our Debt Management Processes. We found Intellect Debt Management solution to be functionally rich with faster implementation cycle and global best practices; this strong value proposition made this our compelling choice. We believe this transformation initiative will ensure effective collection strategies for us and deliver value-driven experience to our customers.

 

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