SUPERIOR DIGITAL ARCHITECTURE.
TOTAL CUSTOMER 360
Chief Executive Officer
Intellect Global Consumer Banking
Intercept the Future : Be the Disruptor !
In the exciting world of Banks & Financial Institutions, there is no doubt that THE TIDE is Digital! The Promise of Digital has been around creation of new markets and serious microization. Take, for example, micro payments, micro lending or micro remittances. The other side of the coin is however threats, the big threat is DISINTERMEDIATION.
In this landscape, what are the response choices for banks?
Choice #1: Leverage digital as a transformation lever - Topping up more services on the mobile or on the online front is hygiene. The important thing is for banks to go deep into the daily life of their customers. They need to give as much importance to the touch points, pre and post transaction, as much as the transaction itself. This movement is much above customer centricity or engagement. It is about highly integrative Bank follows you'!
Choice #2: Intercept the future & be the disruptor - What if the Bank had the digital ammunition of an audacious FinTech disruptor? What if the Bank had digital technologies that gave wings to its imagination?
This is us. Complete Digital Bank, Powered by Intellect.
Intellect Digital Core works with a vision of enabling banks to be the Primary Bank of their customers. It harmonizes the power of superior digital technological platforms such as Canvas and a complete set of products that touch the customers through all channels. Providing deeper insight of the customer to the bank and bank to the customer, Intellect Digital Core is a truly 360 degree digital banking platform with digital inside and digitral outside in perspective and serves as a one-stop shop for digital transformation of banks and financial institutions.
Superior Digital 360 Experience. Enabling Primary Banker Aspirations Rated as a 'Leader' in Gartner Magic Quadrant for Global Retail Core BankingRead more
Intellect digital Lending drives deep design differentiation by sharpening the Lending Levers of Personalisation, Reach, Risk Optimisation & Speed, using proprietary digital technologies. It encompasses a comprehensive Loan Life Cycle Management System that provides end-to-end solutions addressing the banks business objectives in the digital age. Whether it is Designer Loans or self-learning decision making capability or holistic risk management, the product is designed to drive digital transformation in the Lending business and spans Retail, Corporate, SME & the Unbanked segment.
Designer loans for the descerming customer.
Loan approval in 3 minutes!
Intellect Digital Wealth is a comprehensive solution for Private Banks, Wealth & Asset Management Firms, Advisory Firms, Broker Dealers and Independent Financial Advisors. The platform has integrated components of Client Relationship Management, Financial Needs Analysis, Order Management, Portfolio analytics and management, Financial Advisors Business Exchange, and Margin Lending. The platform digitizes the key business processes across the wealth management life cycle - acquisition, planning, execution and monitoring. It presents digital tools across channels to help harness Advisors efficiencies for effective conversations, transparency and trust. It also empowers Clients with actionable insights for informed decisions.
Effective conversations, informed decisions for the Digital Age.Read more
Intellect Quantum Central banking system (QCBS) is an end-to-end Core Banking Solution designed for the unique requirements of central banks. Trusted by central banks across Europe, Africa and Asia, the solution deploys a formidable array of advanced technology frameworks including Extreme Account Posting (XAP), Run Time Re Use (RTRU), and Look Ahead Processing (LAP) technologies to drive progressive modernisation of Central banks. With QCBS, Central Banks have the most complete platform supporting Enterprise GL, Common Banking Services, Currency in Circulation & Bullion Management, Collateral Management, Liquidity Providing Transactions, Public Debt Management & Depository, Government Services, Treasury, Reserve Management, RTGS, SWIFT, Payment, Receipts & Settlement Engines, Agency Banking and many others. Designed to enable single source of truth, the real time Enterprise GL allows drill down to the last transaction.
National financial health at a single click. Winner of Central Banking Awards 2 years in a row.Read more
FT Grid is a complete Enterprise Class Cloud Solution that enables banks and financial institutions to access applications on a ready-to-use basis. It currently offers Core Banking, Wealth management and Lending solutions as a service. It's rich functionality and features such as virtualization, scalability, reliability, global reach, 24x7x365 support with vernacular localization and information security enables services to be provided rapidly at the customer's doorstep. FT Grid helps clients to reduce license and maintenance costs significantly by providing services on per account per month or per branch per month or equivalent usage based charges.
FT Grid is a complete Enterprise Class Cloud Solution that enables banks and financial institutions to access applications on a ready-to-use basis.Read more
Digital FACE is the true Omni-channel apps-based customer engagement platform to help banks achieve their Digital Transformation vision. It models business by customers, users, transactions, work flows and analytics. Apps can be built quickly through configuration and wiring to data services. Functionality is driven by segmentation and canvases are aligned around personal preferences and productivity. The offering consists of Internet, Mobile, Smart Branch and Tablet Banking (worksite/Doorstep Banking).
Digital FACE is the true Omni-channel apps-based customer engagement platform to help banks achieve their Digital Transformation vision.Read more
Intellect Digital Core featured amongst Leading Core Banking Product Vendors offering solutions across the MEA market in Gartner's report1
Intellect Digital Core featured in Ovum's Decision Matrix report for Core Banking Systems in the European Market
Intellect Lending named amongst "Well-Established Specialists with Front-Back office Lending Systems"
- IBS Intelligence
Intellect Wealth awarded "Leading Vendor Digital Tools for Financial Advisors 2015"
- My Private Banking
Intellect's proven domain expertise and its Core Banking solution will help us in achieving our agenda.
I also believe that the solution would also provide us with the flexibility and robust scalability required to support our growth plans.
Gil A. Buenaventura
President & CEO,
Development Bank of Philippines
In the 18 months since successfully implementing Intellect's Digital Core banking solution, all of the Bank's key indicators have improved materially. The most important of these indices are customer count (increasing by 20% from 7.5 million to 9.2 million customers), loan count (increasing by 30%, from 7 million loans to 9.2 million loans), and customer delinquency rate decreasing to under 1%.
Hoang Minh Te
Deputy General Director
Vietnam Bank for Social Policies
Intellect Design Arena has helped the Reserve Bank of India to implement an overarching payments infrastructure to facilitate mass financial inclusion in India. It drew praise for its ability to rapidly scale up capabilities for central bank clients.
Chairman of the Central Banking
Awards Committee and
Editor-in-chief of Central
As HDFC Bank adjusts itself to a more demanding and continually changing technology environment and looks forward to a compelling Core Banking Solution, Intellect brings its diverse mission critical implementation experience to this engagement. Ranked a leader in this segment, with a proven track record in delivering scalable, secure and reliable solutions, we do hope this deployment will complement our bank in a cost effective manner and live up to the expectations of our customers.
Nimal B. Mamaduwa
CEO & GM HDFC Bank of Sri Lanka
Quantum Central Banking
With over a 25-year long career, Sriram joined us from Standard Chartered Group, where he was responsible for developing core banking products, internet banking products and implementing and supporting them in over 15 countries. Sriram is an engineering graduate from PSG College of Technology, Coimbatore.
An Electrical and Electronics Engineer from BITS Pilani and an MBA in Marketing and Finance from XLRI, Jamshedpur, Paramdeep has over 25 years of experience in Consumer Banking, Retail Lending, Cards and Insurance. He has worked with leading companies such as GE Capital and GE Money, HSBC, SBI, BNP Paribas Insurance and Unilever.
Padmini, an alumnus of BITS Pilani, has over two decades of experience as a techno-banker and Marketing strategist. She has worked in the treasury and technology businesses at American Express, where she was the recipient of the Chairmans Quality Gold Award. Among other accolades, she has also received the Women Leadership Award from the Institute of Public Enterprise.
FT Grid (Cloud Business)
Vinay Kumar holds a PGDM from IIM, Ahmedabad. In a career spanning 25 years, Vinay has gained extensive expertise in private banking, wealth management, margin trading/lending, OTC derivatives, brokerage operations, IT product design & delivery.
Sathish is a Techno functional expert, with over 20 years of experience. He has spent a major part of his career working with Global products in Core Banking, Customer centric Revenue Management, Pricing, Analytics and Digital banking. He has gained extensive transformation experience across geographies in his previous stints with SunTec and Oracle.
Chetan has about 19 years of experience in financial services business and technology and has led multiple transformations and scale-up of IT operations with his earlier employers. He holds an MBA in Finance from IMS Indore and a CISSP certification from (ISC)2 USA.
Gopala Rathnam C R
Chief Solutions Architect
Quantum Central Banking
Gopal A D
Quantum Central Banking
Gopala Rathnam, a certified Associate of Indian Institute of Bankers, comes with rich expertise in the retail and corporate banking domain. In a career spanning over three decades, he has worked with State Bank of Mysore where he has handled operations and headed branches with focus on corporate credit and trade finance besides retail banking.
Raman is a subject matter expert and brings with him over 35 years of experience across various domains of banking. He was with IndusInd Bank for over 20 years handling different leadership roles including leading a large team for business application implementation, which involved country wide migration of data and processes.
Gopal has over 39 years of rich domain expertise in Banking and Financial Technology. A veteran at Intellect, Gopal is a product strategist for Quantum Central Banking. Prior to Intellect, he worked with one of the leading Public Sector banks in India, where he implemented legacy transformation projects for the bank.
Service Delivery Director
Quantum Central Banking
Service Delivery Head
Client Success Director
Pinaki comes with about 20 years of experience having handled leadership positions in Citibank and Oracle. He holds a B.Tech in Electronics & Electrical Communication from IIT, Kharagpur and a PGDM from IIM, Bangalore.
Anil, a Chartered Accountant (CA) and Cost Accountant (CMA), has over 22 years of work experience spanning across software project life cycle and delivery management. He joined Intellect after spending 10+ years in ICICI Bank wherein he worked in the areas of Accounts, Operations and specific projects of software implementation, BCP and BRE.
Vishal has a bachelors degree in Electrical Engineering and also holds a PGDM from IIM Bangalore. In a career spanning 20 years, Vishal has largely worked with global financial institutions like Royal Bank of Scotland, where he headed the microfinance business for India.
Service Delivery Head
Prasanna Venkateswaran R
Ashish, a senior banking professional has over 19 years of experience in managing product development of Retail & Digital Banking channels, Branch Sales, Distribution and Operations. Before joining Intellect, he was heading digital banking and liability products in Barclays Bank, India.
Formerly with Wipro as a Global Client Partner, Ravi has demonstrated success in implementing complex projects across APAC, Australia, EMEA, UK and US including upgrade projects for the Ministry of Finance, Government of Singapore. Ravi brings with him global expertise of over 25 years in enterprise-wide turnkey solutions.
Prasanna has a career record spanning over 25 years as a hands-on technology expert, engineering leader and strategic architect for very complex and large mission critical transformational programs. He joined Intellect 2 years ago from CSS Corp, where he was the head of product life cycle services.
Siva Subramaniam GV
Sukhdev S Kohli
Client Success Director
Mahadeva Prasad S
Head Pre Sales
(India, SAARC, Africa) Digital Core
Siva's career spans over 20 years, of which the last 13 years was at Infosys' product division - Finacle. Siva was an integral part of the core leadership team that decided the Roadmap for Finacle, besides anchoring client advisory boards. Prior to Infosys, Siva has had successful stints at ICICI, GE Countrywide & Tata Finance.
Sukhdev, an alumnus from BITS Pilani is a techno-functional professional with vast Global Delivery, Implementation, Solutions & Pre-Sales experience. With a career spanning 25 years, he was instrumental in developing a specialised Global Banking System for a leading technology giant.
Mahadeva Prasad is a seasoned banker with over 22 years of retail banking experience in Union Bank of India. He was part of the winning team involved in Central bank deals - Central Bank of Seychelles, Reserve Bank of India and National Bank of Ethiopia.
Mohan K S
Digital Banking Group
Delivery Excellence & Quality
Mohan brings over 19 years of experience in product practices, product evolution and automation. In his prior stint, he played a leadership role with Infosys Finacle where he was responsible for delivery of channel services in the APAC region.
With over 23 years of experience in managing information technology for banks, Haja was instrumental in setting up many new Islamic banks from scratch including Abudhabi Islamic Bank, Ajman Bank and Barwa Bank. He has been awarded the Financial Technology Leader in Financial Technology Summit held in the Middle East.
Vidya, an alumnus of IIM-Ahmedabad, comes with an experience of 24 years in process quality management, testing, delivery excellence and risk management. Prior to Intellect, she has handled strategic and functional leadership roles with global players like Toshiba, Wipro and Fiserv.
Krishna is a mechanical engineer from University of Madras. He has over 20 years of experience spanning multiple verticals including manufacturing, automobile, BFSI and IT services. His specialties include IT strategy consulting, portfolio, program & project management consulting, presales and bid management.