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eMACH.ai
CBX - Corporate Banking Exchange
The Intelligent Nervous System for Corporates
Contextual by design with a decoupled data architecture and fine grained experience APIs designed to build signature corporate experiences that go way beyond corporate online banking
Case study
Built for Complex Corporate Interactions
Trusted by banks to digitally engage corporate and SME clients with control, transparency, and enterprise-grade security.
6
PBCs – Packaged Business Capabilities
34
Microservices
228
APIs
36
Events
Key Trends Shaping Digital Engagement
Technology and customer expectations are driving transformation
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Is Your Bank Trapped in the 'Build vs Buy' Dilemma?
While maintaining operational excellence and driving sustainable growth
1
85%
of digital transformation initiatives fail to meet objectives
2
51%
of customers state their bank’s digital cash management experience is not seamless
3
45%
of customers state their primary bank doesn’t offer the data-driven advice they need
Contextual by Design. Engineered for Scale.
Hyper Personalized Super Customer Experiences Tailored for multiple business segments and industry clusters
eMACH.ai CBX – Corporate Banking Exchange is a comprehensive, enterprise-grade platform designed to power digital interactions across Small Business, Commercial, SMEs and Large Corporates.
The platform enables banks to deliver unified digital experiences for transaction banking, lending, servicing and relationship management—while supporting complex roles, entitlements, corporate hierarchies, and approval workflows.
Built on a scalable, API-first architecture, the platform integrates seamlessly with core banking, payments, lending, trade finance, treasury, and external enterprise systems. With configurable workflows, real-time orchestration, and contextual insights, banks can digitize relationship-led processes, improve client satisfaction, and enhance operational efficiency without compromising security or compliance.
Harmonize global operations across borders and currencies with a single, M-aware digital engagement layer that scales with your growth.
Break free from monolithic constraints with a decoupled data architecture and 900+ APIs designed to build signature corporate experiences in weeks.
Transition from a closed bank to an open powerhouse, seamlessly connecting corporate ERPs and fintech ecosystems through a single governed interface.
Moving beyond transactions to proactive advisory with embedded AI that anticipates liquidity needs and automates decision-support.
DIGITAL TRANSFORMATION IN HALF THE TIME AND COST
Streamline corporate card programs with smarter control and automation
Digital Engagement for Corporates
Superior Customer Experience
- Modern UX and Contextual Experience
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Compose, Enhance or Build your own UI to keep with market trends
-
Persona-based dashboards for CXOs
Rapid Time to Market
- OOTB Services that are easily extensible
-
Converted platform enabling reuse
-
Modular design for progressive upgrades
Hyper Personalization
- Hyper-personalization with actionable insights
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Google-style elastic search and nudges
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Real-time data streaming for connected journeys
Tailored for Every Business Scale and Need
Small Business
Commercial Banking
Large Corporates
Institutional Banking
12 Comprehensive Domain Packs
All-in-One Platform to Address every corporate domain
Account Services
Payments
Receivables & Collections
Liquidity Management
Trade Finance
Supply Chain Finance
Virtual Accounts
Cash Flow Forecasting
Digital Self-Onboarding
Loans
Foreign Exchange (FX)
Cards
Tailored for Every Business Scale and Need
1. Twelve Comprehensive Domain Packs
- An all-in-one digital engagement platform providing tailored domain packs across Account Services, Liquidity, Payments, Receivables & Collections, Trade Finance, SCF, Corporate Loans, Corporate Cards, Foreign Exchange and more to address every corporate need
- 100s of Out-of-the-box user journeys across these domain packs for the entire spectrum of corporate banking
Business Impact
- Provides a converged platform that breaks down silos across customer segments, ensuring a single source of truth for corporate finance
- Achieves Rapid Time to Market. Banks can launch new digital capabilities at half the traditional time and cost
2. M-Aware : Multi-Country, Multi-Entity, Multi-Currency, Multi-Lingual
- Native support for multi-country, multi-entity, multi-lingual and multi-currency hierarchies within a single login
- Support for n-level of complex corporate structure hierarchies across countries and entities
Business Impact
Harmonized Global Operations. Enables centralized treasury management for large corporate, resulting in up to 30% reduction in operational costs
3. Superior Customer Experience
- Modern and Contextual User Experience
- Freedom to choose the platform’s OOB (Out of Box) UX or BYOUX (Bring your own UX) to Compose, Enhance or Build your own UX to keep with market trends and differentiate in the market place.
- Persona-based dashboards for Corporate Personas
Business Impact
Actionable Insights. Decision-makers can visualize global cash positions in real-time, driving higher operational efficiency
4. Fine-Grained Corporate Entitlements
- Ability to define complex corporate models with hierarchical business entities and its respective corporate accounts
- Ability to define multi-entity entitlements model with organisational, domain and user-group level granularity
- Ability to define fine grained user access profile entitlement models at lowest service/task levels
Business Impact
Enhanced Security & Governance. Allows large corporates to define complex approval workflows and sequential custom flows across subsidiaries
5. Decoupled Channel Data Models
- High-performance, denormalized decoupled channel data stores that enable data-hungry UX without impacting back-office performance.
Business Impact
Technical Excellence & Performance. Rapid front-end realization ensures zero-latency user experiences, even during peak transaction volumes
6. Hyper Personalization
- Hyper-personalization based on the customer segments and industries
- Google-style elastic search and nudges
- Real-time data streaming for connected journeys
Business Impact
Real-time triggers based on customer behavior, location, and life events allow for proactive engagement with relevant offers at the exact right moment
Whats sets eMACH.ai CBX - Corporate Banking Exchange Platform for Apart
First Principles "Zero-Waste" Architecture
The Difference: Built natively on eMACH.ai, unbundling the banking value chain into loosely coupled microservices, domain and digital experience APIs and well defined evets.
The Advantage: Eliminates the build-vs-buy compromise, allowing banks to achieve homegrown flexibility with the speed of an off-the-shelf product.
Persona-Driven Intelligence
The Difference: Features specialized, persona-based dashboards built for CXOs and Treasurers. Nudges & insights with contextual next best offers & next best actions.
The Advantage: Provides actionable decision support through “Hover-Over Analytics” and Google-style elastic searches, winning trust and driving desire.
M-Aware Global Harmonization
The Difference: Native support for Multi-Entity, Multi-Country, and Multi-Currency hierarchies within a single platform.
The Advantage: Enables centralized treasury operations for global corporates while providing the flexibility for regional variance and local precision.
Decoupled Data Performance
The Difference: Utilizes intelligent, denormalized and Decoupled Channel Data Models to separate the user experience from back-office processors.
The Advantage: Realizes rapid front-end experiences for “data-hungry” UIs without impacting heritage system performance or creating latency.
Fine-Grained Governance Model
The Difference: A sophisticated entitlements model that allows for Sequential, Non-sequential, or Custom Approval Flows at organizational, domain and user-group levels.
The Advantage: Supports complex board resolutions and customized transaction slabs, ensuring robust risk management across diverse subsidiaries.
Native Open Finance Powerhouse
The Difference: A marketplace of 500+ APIs and transaction accelerators designed for direct integration with Corporate ERPs, fintechs, and partner apps.
The Advantage: Turns the bank into an open ecosystem, increasing distribution and enabling partners to build niche, innovative apps on the platform.
AI-First Reimagination Of The Lending Lifecycle
Transform credit operations with embedded intelligence
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Business Impact
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Business Impact
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Frequently Asked Questions
How does CBX - Digital Engagement Platform solve the 'Build vs. Buy' dilemma ?
eMACH.ai CBX Corporate Banking Exchange allows your bank to achieve the flexibility and differentiation of a homegrown solution with the speed and efficiency of an off-the-shelf product. It breaks down silos across segments and legacy systems to deliver a single, converged platform.
Can the platform handle complex global operations ?
Yes. eMACH.ai CBX Corporate Banking Exchange is “M-Aware,” meaning it is natively built for Multi-Entity, Multi-Country, and Multi-Currency operations. It supports centralized treasury operations while providing scope for regional variance.
How many pre-built workflows or user journeys are available for corporate banking ?
The platform features over 500+ comprehensive User Journeys across critical domains, including Account Services (45), Payments (120), Collections (90), Liquidity (80) and Virtual Accounts (40)
How does the platform achieve high-performance UI/UX without slowing down our back-office ?
eMACH.ai CBX Corporate Banking Exchange utilizes intelligent, denormalized, and Decoupled Channel Data Models. This architecture enables rapid front-end experience realization for data-hungry user interfaces without putting additional load on heritage systems.
How granular is the User Access Management for corporate clients ?
The platform uses a sophisticated Corporate Hierarchy Model. You can define a unique virtual identity for a business as an Organization, group entities into Domains for regional management, and assign CIF-identified Entities that own respective accounts.
Delivering Tangible Impact Across Global Banks
Wholesale Bank Digitizes Corporate Client Engagement
A leading wholesale bank implemented Intellect’s Digital Engagement Platform to unify corporate portals and RM-assisted journeys—reducing turnaround times and improving client satisfaction.
Bank Enables End-to-End Digital Corporate Servicing
By digitizing approvals, document exchange, and servicing workflows, a bank improved operational efficiency while delivering a more transparent and responsive client experience.
