Made in India. Acknowledged by the World.

Annual Report 2019-20

8012 FinTech Design Center

The world’s first design center for financial institutions


Design Thinking is in the DNA of Intellect

A seamless synthesis of design elements function in building our products

Designed and tested at 8012 FinTech Design Center
Solving the complexities in origination and self-service scenarios
Built with 150+ components for over 400 end-to-end user journeys

Our Products & Solutions

All our products are contextual and leverage Machine Learning, Artificial Intelligence and Predictive Analytics, delivered through APIs and omnichannel UX

Corporate Banking

Digital Transaction Banking

Modular & open, omnichannel, complete front-to-back integration

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Trade & Supply Chain Finance

All-in-one platform, on a single screen, from any channel

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Liquidity Management Solution

Best-in-class algorithmic contextual Liquidity Management

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Unified payments wizard

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Contextual Banking Experience

White-label Digital Transaction Banking platform to manage firms’ cash and trade

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Retail Banking

Digital Core

Digital 360, real-time, context aware

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Digital Lending

Instant credit, micro-segmentation, risk optimisation

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Central Banking

Designed for complexity reduction, real-time GL, liquidity, risk management & advantage delivered

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Digital Wealth (Wealth Qube)

Advantage 2020 for the Empowered RM

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Retail Banking (CBX Retail)

Delivering agile, AI-powered, best-in-class digital customer experience

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Risk, Treasury & Capital Markets

Brokerage Solution (Capital Alpha)

Broker-in-a-box, multi-asset, multi-exchange

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Treasury and ALM (Capital Cube)

Single platform, real-time, fueling business growth

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Asset Servicing (Capital Sigma)

Single platform for a world of flexibility

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Underwriting (Xponent)

Pioneering deployment of Artificial Intelligence, Big Data and IoT to transform Insurance

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Risk Analyst

Veracity, volume, variety

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Digital Solutions

e-Governance Solutions

Solutions that are the backbone of the nation’s future

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Corporate Banking

Retail Banking

Risk, Treasury & Capital Markets


Digital Solutions

Case Studies

Our products provide over 1000 user journeys that span the full complexity of banking as microservices and UI components

Intellect's simplified solution for RBI

The Reserve Bank of India (RBI) is the central bank and monetary authority of India. It is an independent apex monetary authority and plays a vital role in monitoring, and managing the financial system of India. As a regulator and supervisor of the Indian banking system, it ensures financial stability & public confidence in the banking system....

India’s leading Apex bank’s transition to a multi-entity model

Established in 1963, APCOB is the apex bank in Andhra Pradesh. It is a government partnered bank and is committed to agricultural and rural development through the cooperatives. It operates through 22 district co-operative central banks (DCCBs) and Primary Agricultural Cooperative Societies (PACs) in the state of Andhra Pradesh in India....

Digitisation of Bank of Baroda

David Bannister, Principal Consultant from Ovum writes, an in-depth case study, how a late entrant bank rapidly acquired market share and made money from Supply Chain Finance. He details how the bank partnered with the digital transaction banking expert, iGTB, to contribute to the digital vision of the 6th largest economy in the world. ...

Sonali Bank upgrades their services with Intellect Core Banking

Sonali Bank Limited is the largest state-owned commercial bank in Bangladesh. It emerged through the amalgamation of National Bank of Pakistan, Premier Bank and Bank of Bhowalpur. It was corporatized as Sonali Bank Limited on 15 November 2007 by taking over all assets, liabilities and Business of Sonali Bank. ...

Payment processing made easy

The traditional environment for payments processing was, mostly, a patched-up assortment of discrete platforms and payment systems across disparate locations, often without suitable interconnectivity – if at all. In such inefficient operating environments, a single customer view e.g. for credit utilisation was nigh impossible....

How India’s first small finance bank Utkarsh, increased their customer base

Utkarsh is a premier micro-finance institution in India with operations across 10 states. It wanted to leverage its expertise and create a customer centric bank to provide financial and non-financial support to the under privileged segments of society and impart self-employment skills to its members. ...

Gaining your trust, the Intellect way!

We believe that “Good design is at the heart of better business”

Analyst Recognitions and Awards

Creating headlines in the financial world


Winner at RiskTech100 Awards 2019


Intellect ranked #1 in the world for Retail Banking and Payments


Intellect implementation at Chittagong Stock Exchange featured in Celent's report as one of the Capital Markets Cloud Case Study under "TradingTech as a Service" category in its report titled "Re-architecting the Capital Markets - The Cloud Cometh".


Intellect ranked #3 in Global Digital Banking and Channels


Vietnam Bank for Social Policies wins Celent Model Bank Award with Intellect Digital Core Banking Solution


StarStone named Celent Model Insurer of the year 2017

Career Opportunities

Inviting all creative and technology evangelists to join our team.

Experience the Intellect way!

Great Culture
Global Exposure & Travel
Over 30 Nationalities

Want to see Contextual Banking in action?