TRENDS

What’s Shaping the Future of Wholesale Banking

From Global Transaction Banking to Treasury and Lending wholesale banks aspire to deliver industry aligned contextual digital experiences across every corporate segment

Globalization to Regionalization

Resilience through Regionalization — wholesale banks optimizing local markets while managing global flows.

Geopolitical Stability

Navigating a Fragmented World — cross-border trade, payments and risk redefined for corporate clients.

AI-Driven Decisioning

Intelligence at Every Turn — AI-first by design, not an afterthought, but the intelligence powering every treasury, trade and lending decision

Challenges

The Pressures Facing Wholesale Banks

Legacy platforms, fragmented systems, and rising regulatory complexity are limiting agility, increasing costs, and making it harder for banks to scale and innovate across global operations.

1

Legacy and Fragmented Systems

Multiple disconnected platforms and solutions for payments, liquidity, receivables, trade finance, treasury and lending lead to inefficiencies and high operational costs

2

Industry Specific Engagement

Different industries (real estate, healthcare, e-commerce, airlines,  lifestyle, manufacturing, etc.) have unique workflows and expectations requiring tailored and industry sector-aligned solutions

3

Cross-Border & Multi-Currency

Handling foreign exchange, multi-currency settlements and correspondent banking relationships is operationally heavy and error-prone leading to high cost of operations and impacting client engagements.

4

Slow Innovation & Digital Transformation

Replace rigid, monolithic systems with a composable architecture built for flexibility, adaptability, and scale, allowing for the seamless integration of AI and cloud-native solutions.

5

Operational & Cost Efficiency Pressures

Manual reconciliations, approvals and reporting increase risk and operational cost while limiting scalability.

 

6

Data Management & Insight Generation

Overcome data fragmentation to deliver real impact available in real time, enabling instant, AI-driven decision-making for your corporate clients.

Our Products

Powering End-to-End Wholesale Banking Transformation via eMACH.ai the one platform designed to transform the industry across every financial services segment

Explore our comprehensive product portfolio for Wholesale Banks