Challenges

Key Challenges for Central Banks

Central banks face pressure from legacy infrastructure, rising cybersecurity risks, evolving regulatory demands, and the need to balance innovation with monetary policy integrity.

1

Rapid Technological Disruption

  • Growth of digital payments ecosystems
  • Oversight of digital lending, AI credit models, and algorithmic finance
  • Upgrading infrastructure for a real-time digital economy

2

Increasing Cybersecurity Threats & Critical Infrastructure Risks

  • Targeted cyberattacks on payment and settlement systems
  • Threats to real-time gross settlement (RTGS) platforms
  • Data protection breaches

3

Financial Stability Risks Amid Global Uncertainty

  • Stress in banking and non-banking sectors
  • High household and corporate debt
  • Shadow banking and unregulated credit

4

Digital Finance Evolution

  • Growth of digital payments ecosystems
  • Oversight of digital lending, AI credit models, and algorithmic finance
  • Upgrading infrastructure for a real-time digital economy
Our Products

Modern Platforms for Central Bank Transformation

A suite of composable, secure, and interoperable solutions that enable central banks to
modernize core systems, strengthen policy execution, and lead national digital finance initiatives