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- Supply Chain Finance
eMACH.ai
Supply Chain Finance
Best-in-Class Digital Platform
Enterprise-grade SCF infrastructure built for payables finance, receivables discounting, and working capital optimization at scale.
$50B+
10X
5000+
900+
Key Trends Driving Next-Gen
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What You Could Do with AI-Native Supply Chain Finance
Finance $50B+ in Supply Chains Without Manual Processing
- Auto-extract POs/invoices
- 99%+ approval rates
- 5000+ daily transactions
- 8 SCF Digital Experts
Earn 10-12% APR Through Dynamic Discounting
- Balance sheet as investment
- Outperforms hurdle rates
- Protects buyer liquidity
- Fastest working capital unlock
Achieve 10X Asset Growth in 5 Years
- $2B outstanding delivered
- $26B+ disbursed to date
- Weeks to launch
- 19+ countries on one platform
Finance Beyond Tier-1 with Deep-Tier SCF
- Tiers 2-4 financing enabled
- Leverage anchor credit ratings
- Unlock working capital deeper
- Full supply chain visibility
Integrate ESG for Sustainability-Linked Finance
- 80% have ESG policies
- ESG-based pricing models
- Green factoring support
- UN SDG alignment built-in
Supply chain finance challenges
Trapped working capital. Manual invoicing. Fragmented suppliers.
1. Working Capital Trapped
Suppliers waiting 60-90 days. $2.5T global financing gap.
2. Manual Invoice Processing
Paper-based systems. Reconciliation nightmares. Delays.
3. Fragmented Supplier Ecosystems
Traditional loans expensive. Banks cannot serve SMEs.
4. Lack of Transparency
No real-time tracking. Cash flow forecasting impossible.
Supply chain finance challenges
While maintaining operational excellence and driving sustainable growth
1
Frictionless Experience
Seamless Lending Journeys
Design intuitive experiences from application to disbursement.
2
Scale Efficiently
Portfolio Growth
Expand into new segments while maintaining asset quality.
3
Collaborative Ecosystems
Partner Network
Build partnerships with fintechs, merchants, and service providers.
4
Automate & Optimize
Operational Excellence
Reduce costs through intelligent workflows and automation.
5
Regulatory Adherence
Compliance & Security
Built-in compliance frameworks and complete audit trails.
6
Risk Management
Precision Analytics
Assess risk accurately, price optimally, minimize defaults.
A Complete Supply Chain Finance Platform
The eMACH.ai Supply Chain Finance Platform delivers a complete, enterprise-grade SCF infrastructure built on a composable, AI-native architecture. With $50B+ in annual financing volume, 5000+ corporates onboarded, and 333K+ high-value invoices processed each year, it enables banks to scale rapidly — with some achieving 10X asset growth in just five years. Powered by 8 SCF Digital Experts, the platform delivers 99%+ finance approval rates and supports dynamic discounting that consistently drives 10–12% annualized yields for participating institutions.
Covering the full spectrum of SCF products — from Payables, Receivables, PO and Inventory Finance to Distributor Finance, Deep-Tier SCF, and ESG-linked programs — it gives banks complete program management capabilities. With multi-program support, automated pricing, risk and limit controls, and seamless anchor–counterparty interactions, the platform delivers a smarter, more scalable SCF experience that accelerates working capital, strengthens supply chains, and maximizes returns for all participants.
333K+
High-value invoices processed annually
99%+
Finance request approval rates achieved
8
SCF Digital Experts powered by Purple Fabric AI
10-12%
Average annualized yield through dynamic discounting
Capabilities That Transform Performance
Every RM gets their own AI team, working 24/7 to amplify expertise and maximize impact.
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Unlock Consumer Lending Portfolio Growth
with eMACH.ai
AI-first modern lending platform transforming each step of your credit lifecycle with robust configurability and automation.
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Front-End Digital Engagement Platform
- Modern UX
- Multi-lingual support
- Anchors/suppliers/dealers
- SSO integration
- Embeddable widgets
Core SCF Back-Office
- Program management
- Finance lifecycle
- Repayment tracking
- Risk participation
- Exception handling
Purple Fabric Embedded AI Layer
- 8 SCF Digital Experts
- 90%+ AI accuracy
- Real-time insights
- External signals via Kiri
- Automated workflows
Foundation & Integration
- iTurmeric platform
- API-first design
- 300+ integrations
- Microservices
- Cloud-native
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Embedded Intelligence Driving Smart Banking
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Delivering Tangible Impact Across Global Banks
Bank A
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Bank B
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Bank C
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