Intelligent Underwriting Workbench

The Intellect Promise

Intellect Xponent is the Commercial and Specialty underwriters’ AI-powered workbench that utilises big data, risk analysis frameworks and a configurable workflow to provide a truly next-gen experience in commercial underwriting.


  • 90+pre-built underwriting capabilities and 15+ pre-built commercial lines out of the box
  • Pre-integrated to Magic Submission and Risk Analyst providing comprehensive capabilities
  • Account centric underwriting with AI driven risk monitoring
  • Full lifecycle support (quote, rate, bind, issue, endorse)
  • Write monoline, multiline, and package within a single opportunity
  • Deep and contextual underwriting insights with alerts for decision accuracy & consistency via Risk Analyst


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Product Highlights
Underwriting and AI-driven Risk Monitoring

Underwriting and AI-driven Risk Monitoring

Xponent is a highly configurable, feature-rich workbench for account centric underwriting and AI-driven risk monitoring for Commercial lines. Sample capabilities include account/submission level exposure insights, enhanced qualification and STP rules, underwriting guidelines at LOB/Account/Industry level, capacity and exposure management, audits, loss control, robust workflow and process orchestration, LOA configuration, referrals, differentiated documentation capabilities, alerts, personalisation and robust graphical dashboards.

User Experiences

User Experiences

The second variation is our no-code platform that is specifically designed to cater to the needs of Specialty and E&S lines. It provides extreme flexibility by driving bespoke user experiences and custom user journeys for different products providing the speed and agility required.

To know more about Xponent

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