Intellect Digital Core (IDC) is a microservices-based, API-first and cloud-ready product suite. This fully integrated digital banking solution is ranked #1 in the world for future-proof architecture and comprehensive functionality.
We have broken the one-shoe-fits-all paradigm and brought a level of flexibility to how banks like you would prefer to drive your digital transformation in a Progile (Progressive + Agile) manner, leveraging our revolutionary iTurmeric integration capabilities.
IDC can therefore enable any of the following possibilities – a complete core refresh, a solution refresh, a channel refresh or even a middleware-led digital refresh, all in a profile manner.
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Product Highlights
Single Integrated Platform
IDC brings front-to-back capabilities across retail banking with product designer, dynamic segmentation, pricing configurator, cross-sell and upsell tools. Banks enjoy comprehensive and ready-to-roll-out functionality, including CASA, WASA, deposits, digital customer self-onboarding, wallets, cards, best-of-breed lending, seamless branch banking, world class treasuryand an extremely efficient trade engine.
Cloud-Native, Future-Proof Architecture
IDC is built on a past-compatible, future-proof architecture, capable of digital twinning and designed for agility. The API-first, container-based microservices architecture is cloud-native and optimised for continuous delivery. It boasts benchmarked performance and is elevated by a revolutionary integration layer.
Innovate on the Move
Advanced SDKs and DIY toolkits power quick, iterative innovation for our global clients. These tools include enhanced risk monitoring, DIY report designer, advanced API orchestration to tap into not just internal systems but also a large app marketplace, a DIY screen designers, and a customisable online real-time GL with instant financial reports.
A Host of Value-Added Modules
Innovative products like goal-based savings, virtual cards, PFM propositions, gamification, intricate loyalty programs and much more are now possible with IDC. The high degree of parameterisation and customisation that IDC inherently offers allows our clients to design highly specialised product offerings for the customer.
Deep Partner Ecosystem
IDC boasts a rich partner network to leverage a large innovation pool. Our API-first architecture enables ‘Embrace and Extend’. Fewer interfaces mean fewer points of failure and lower implementation costs.
Accolades
Accolades
Market Acceptance in Leadership Quadrant
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