With Digital being the equaliser, disruptions have become the new normal. The world of credit and payments is undoubtedly one of the most disrupted domains in the financial world and is undergoing a drastic transformation from product thinking to ecosystem thinking, transactions to experience, parallel tracks to interconnected tracks, mass lending to MyLending and reduction of TAT – from days to minutes.

A state-of-the art lending platform will allow banks and financial institutions to enhance customer experience with an end-to-end digitisation of the lending process and increase customer lifetime value while mitigating risks through a real-time 360 degree customer view. Banks will also be able to launch curated credit solutions for their customers while protecting and maximising revenue with customer-centric collection strategies.

iKredit360 is a comprehensive and composable technology platform that enables institutions to curate unique credit experiences to merchants, channels-partners, and end consumers. With its ability to converge multiple elements such as internal and external systems, financial products, credit lifecycle, and FinTechs, iKredit360 empowers financial institutions to become the primary engagement point for their customers by offering both commoditised and specialized credit products across all business segments including Retail, Corporate, SME and Agri.