
Intellect Digital Core, IDC 20, is a comprehensive Contextual Banking suite across Core, Lending, Treasury, Trade Finance and Cards. Designed around the powerful Digital 360 approach, IDC 20, presents banks with the best of both worlds i.e. Customer Experience (Digital Outside) & Operational Efficiency (Digital Inside).
Ranked #1 in Retail Banking by the IBS Annual Sales League Table 2020 & a Leader in the Gartner Magic Quadrant, the fully integrated digital solution caters to Retail, Corporate and SME banking segments.
Built on a cloud-native and microservices-based architecture, IDC 20, empowers banks to move from fragmented digital activities to a reimagined (holistic) modernisation strategy to drive their digital transformation.
We value our clients and are committed to provide innovative solutions for all their needs.
Experience
Frictionless onboarding.
Seamless experience across channels.
Intuitive apps to empower customers with more DIY tasks.
Business agility
Digital bank-in-a-box.
Launch new products – persona-based banking.
Flexible product configurator and relationship-based pricing.
Lean operations
Orchestrate processes & workflows and straight through processing.
Ensure banking talent serves the customer rather than back office.
Reduced EOD / EOM.
Real-time
Real-time balance sheets.
Central risk monitoring and mitigation.
Actionable insights from a single source of truth.
Implementation certainty
Data migration accuracy.
Leverage service-oriented architecture for smooth integration and standardisation.
Total cost of ownership
Reduced cost-to-income ratio, technology cost-per-customer and cost of regulatory compliance.
Frugal technology infrastructure.