Underwriting Solution (Intellect Xponent)

The intelligent platform that orchestrates data-driven underwriting, powered by AI and machine learning. It is redefining commercial underwriting through intake, data and underwriting.

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Insurance Underwriting Software

Product Overview

Intellect Xponent is an intelligent workbench that utilises our big data and risk analysis frameworks to deliver a workflow orchestration that takes the stress out of the underwriting process.

Xponent provides contextual risk assessment, allows underwriters, brokers and risk specialists to collaborate, and improves data quality on agency submitted proposals to help deliver:


Reduction in combined operating ratios 

Reduced time from submission to issue

Friction-free underwriting

Increased renewal retention

Reduced underwriting leakage



Our Prestigious Clients

We value our clients and are committed to provide innovative solutions for all their needs.

Product Highlights

Product Highlights
Custom build workstation



PAS bolt on

- Basic structured data

- Form-based

- Basic workflow (intra underwriter collaboration)

- Policy-centric


Intellect Xponent

- Integration to any data type (structured, unstructured and streaming)

- Client-centric

- Machine Learning

- Sophisticated workflow (underwriter, broker, third-party collaboration)

- Easy integration


A truly revolutionary product that applies the power of machine learning, big data, workflow to define the future of underwriting.

Artificial intelligence

With just the input of a company name, Xponent searches across thousands of data sources matching the company, identifying risk indicators with advanced natural language processing, while learning from the underwriter on the best data to use.

Configurable workflows and rules

Highly configurable workflows to drive efficiency in the underwriting process. Business users can set the authority, manage automated work assignments for better turn around time and improvements.

Advanced risk analytics

The insurance industry’s most advanced risk assessment tool that can search, aggregate, analyze and visualize not just the history and facts relevant to a case, but also provide leading indicators of potentially adverse events in the future. This foresight enables you to underwrite with contextual risk analysis.

Multi-product, multi-quote view

Combine quotes from multiple lines of business in a single view and do away with repeated data entry. The software pre-fills the data, shortens the time to quote by a huge margin and equips producers to compare various pricing options on the same submission.

Document management

Capture, track, store and link documents to corresponding submission or account electronically. Participating parties such as agents/brokers, experts and underwriters can upload documents on account from multiple devices and shared in context to categories. It also comes with ready to use connectors with leading document management systems in the industry.

Intuitive dashboards and reporting

Xponent provides out-of-the-box operational and performance dashboards which helps you to monitor financial and team performance and assists you in analyzing underwriting leakage. Configurable reporting allows you to generate audit trails, monitor activities on an account as well as measure agency perform.


Success Stories

What our customers say

Biggest challenges in career - Customer Speak with Jayashree Ishwar, Amerisure Insurance
Plan of action at Amerisure - Customer Speak with Jayashree Ishwar, Amerisure Insurance
Underwriting team's response to Process Automation - Customer Speak with Jayashree Ishwar, Amerisure Insurance
The processes, the rigor and the future-proof thinking - Customer Speak with Jayashree Ishwar, Amerisure Insurance
The three dimensions of complexity - Customer Speak with Jayashree Ishwar, Amerisure Insurance
100% rollout. 100% take-up - Customer Speak with Jayashree Ishwar, Amerisure Insurance
What's next? - Customer Speak with Jayashree Ishwar, Amerisure Insurance
AI and Big Data, the holy grail of Insurance - Customer Speak with Jayashree Ishwar, Amerisure Insurance

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